---
title: Aspire Hong Kong -  HK New 12% Card cashback
description: Aspire Hong Kong - New - 12% Card Cashback Promotion
---

![Aspire Logo-1](https://hs.aspireapp.com/hs-fs/hubfs/Aspire%20Logo-1.png?width=121&height=35&name=Aspire%20Logo-1.png "Aspire Logo-1")

# **Aspire New Hong Kong 12% Cashback Promotion (February– June 2026) **

# **Terms and Conditions (中文版本請下拉及底部)**

**Terms and Conditions**

1. The “Aspire Hong Kong 12% Cashback Promotion (February–May 2026)” (“Promotion”) commences on 5 February 2026 and ends on 30 June 2026 (“Promotion Period”).

2. To qualify for this Promotion, new Aspire customers must meet all of the following criteria (such new Aspire customers, “Eligible Customers”):

1. Are incorporated in Hong Kong;
2. Successfully open a new Aspire account during the Promotion Period; and

3. For each Eligible Customer, the Promotion will apply automatically for a period of 30 days starting on the date of the new customer’s first eligible card transaction (“Cashback Period”), provided that the first eligible card transaction was made within fifteen (15) days of the date the new customer’s account is verified. No further registration or opt-in is required.

4. No new customers may qualify for the Promotion after the Promotion Period.

Promotion Mechanics

5. Cashback is applicable to payments made using **Aspire HKD and USD corporate cards**, including both physical and virtual cards (each an “**Eligible Card**”).

6. Eligible Customers will receive **12% cashback** on eligible card transactions (defined in Clause 8) during the Cashback Period.

7. The maximum cashback per Eligible Customer during the promotional entitlement period is capped at HKD 1,5**00** (“**Maximum Cashback**”).

8. Eligible transactions include **all card payments** made using any Eligible Cards. The following transactions are **excluded** and will not qualify for cashback:

1. Cash withdrawals;
2. Card-to-card transfers; and
3. Transactions that are cancelled, reversed, or refunded (whether partially or fully).

9. Cashback will be credited in HKD, regardless of the transaction currency. For eligible transactions in currencies other than HKD, cashback will be converted at the prevailing exchange rate on the date of crediting.

10. Cashback earned will typically be credited in one lump sum, within the first week of the following calendar month, for completed card spend during the preceding month.

11. To receive cashback, the Eligible Customer’s Aspire account must remain active and in good standing at the time of crediting.

12. Cashback will automatically revert to Aspire’s prevailing standard cashback rate (only applicable to selected Eligible Customers) if:

1. the Maximum Cashback is reached; or
2. the end of the Cashback Period.

General

13. This Promotion is exclusive and cannot be used in conjunction with any other promotions, incentives or partnership offers.

14. Aspire may, at any time and at its sole and absolute discretion, terminate, shorten or withdraw the Promotion and/or amend any of these Promotion Terms and Conditions (including but not limited to varying the promotional mechanics under this Promotion) without prior notice or reason, and all Eligible Customers shall be bound by such amendments.

15. Aspire reserves the right in its sole and absolute discretion to determine all matters arising out of or in connection with the Promotion, including whether a new customer qualifies for the cashback, and Aspire’s decision shall be final and no appeal will be entertained.

16. Aspire reserves the right to ban or exclude an Eligible Customer from this Promotion if any fraudulent or suspicious activities are detected.

17. In the event of any inconsistency between these Promotion Terms and Conditions and any marketing or promotional materials relating to this Promotion, these Promotion Terms and Conditions shall prevail to the extent of such inconsistency.

18. These Promotion Terms and Conditions are to be read together with the Master Services Agreement, the relevant Product Schedule(s), Aspire’s Privacy Policy and Acceptable Use Policy. In the event of any inconsistency between the Promotion Terms and Conditions and the other terms mentioned, the Promotion Terms and Conditions will prevail only to the extent of such inconsistency.

19. These Promotion Terms and Conditions shall be governed by the laws of Hong Kong and each participant in this Promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Hong Kong. 

# Aspire香港新用戶 12%簽賬優惠推廣計劃 (2026年2月-6月) 條款及細則

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###       條款及細則概覽

1. Aspire 香港新用戶12%簽賬優惠推廣計劃(優惠), 由 **2026 年 2月5日**開始, **至 2026 年 6 月 30 日**（包括首尾兩日，下稱「推廣期」）。
2. 此推廣僅限於  
   a. 在香港註冊並持有有效商業登記證的公司  
   b. 在推廣期成功註冊並成功開戶的公司
3. 新 Aspire 用戶在成功開戶後必須於15天內使用Aspire 卡, 隨後30日內 (現金回贈有效期)的所有簽賬, 將合資格享有12%現金回贈, 無需額外登記。
4. 在推廣期後申請的用戶 不得享用此優惠。
5.  現金回贈適用於以 Aspire 港幣及美元公司卡付款，包括實體卡及虛擬卡（各稱為「合資格卡」）
   
   **獎賞機制**
6. 合資格客戶於回贈期內進行合資格卡交易（定義見第 8 條），可獲 12% 現金回贈。
7. 每位合資格客戶於推廣優惠期內可獲之現金回贈上限為港幣 1,500 元（「回贈上限」）。
8. 合資格交易包括以任何合資格卡進行之所有卡付款。以下交易不屬合資格範圍，並不會獲得現金回贈：
   
     -  提取現金；
     - 卡對卡轉賬；
     - 已取消、撤銷或退款（不論全部或部分）之交易。 合資格交易包括以任何合資格卡進行之所有卡付款。以下交易不屬合資格範圍，並不會獲得現金回贈:
     - 預付帳戶或電子錢包 ( 例如八達通、支付寶、Tap & Go、PayMe）將會排除在迎新獎賞的條件之外  
     - 不適用於支付租金、賭搏、購買加密貨幣等投資產品或為其帳戶充值或同類安排。
9. 現金回贈將以港幣入賬，所有以非港幣進行之合資格交易，回贈將按入賬當日之適用匯率折算。
10. 合資格現金回贈將於下一曆月首週一次過入賬，並涵蓋前一曆月已完成之卡交易。
11. 合資格客戶之 Aspire 帳戶須於入賬時, 需保持有效及良好狀態，方可獲回贈。
12. 如達到以下情況，現金回贈將自動回復 Aspire 當時通用之標準回贈率（僅適用於部分合資格客戶）： 
      -  已達回贈上限；或
      - 回贈期結束。
      
    **一般條款** 
13. 本推廣為獨家優惠，不能與其他迎新推廣、合作夥伴獎勵計劃同時使用。
14. Aspire 可於任何時間全權酌情終止、縮短或撤回本推廣，或修訂本推廣之任何條款及細則（包括但不限於更改推廣機制），毋須事先通知或提供理由，所有合資格客戶均須受修訂後之條款約束。
15. Aspire 保留全權酌情決定所有因本推廣而產生或相關之事宜，包括新客戶是否符合回贈資格，Aspire 之決定為最終裁定，恕不受理任何上訴。
16. 如發現任何欺詐或可疑活動，Aspire 保留權利禁止或排除合資格客戶參與本推廣。
17. 如本推廣條款及細則與任何相關市場推廣或宣傳資料有不一致之處，應以本推廣條款及細則為準。
18.  本推廣條款及細則須與《主服務協議》、相關產品附表、Aspire 私隱政策及可接受使用政策一併閱讀。如有不一致之處，本推廣條款及細則僅在相關範圍內優先適用。
19. 本推廣條款及細則受香港特別行政區法律管轄，所有參加者不可撤銷地接受香港法院之非專屬司法管轄權
    
    ( 此中文版條款及細則為英文版本譯本，如中、英文兩個版本有任何抵觸或不相符之處，應以英文版本為準 )