Aspire Singapore - Yield Fresh Funds Promotion

1. The Promotion

1.1	The Yield Fresh Funds Promotion (the “Promotion”) will run from 8 August 2025 to 31 December 2025 (both dates inclusive) (the “Promotion Period”) or such other period as determined by AFT SG 2 Pte Ltd (“AFT2”, “we” or “us”) in its absolute discretion.
1.2	By participating in the Promotion, you are deemed to have accepted these Promotion Terms and Conditions, as may be amended by us from time to time.

2. Definitions

2.1	“Aspire” refers to Aspire FT Pte Ltd.
2.2	“Aspire Account” means the multi-currency account which you have opened with Aspire.
2.3	“Aspire Group” means Aspire and its related entities, including any of Aspire’s subsidiaries, Aspire’s holding company and its subsidiaries (in each case wheresoever situated).
2.4	“Buy Order” is an instruction from you to us to buy units in the Fund(s) at the applicable net asset value per unit.
2.5	“Cashback” refers to a cashback reward equal to the service fees payable by you to AFT2 on the Fresh Funds that remain invested until the end of the Promotion Period.
2.6	“Fresh Funds” means a transfer (via a Supported Payment Rail) of at least SGD10,000 (or its equivalent if the transferred amount is in another currency); from a non-Aspire account into your Aspire Account for the sole purpose of investing into a Fund.
2.7	“Fund” means the Fullerton SGD Cash Fund or Fullerton USD Cash Fund (as the case may be).
2.8	“Investment Limit” refers to the maximum amount that each customer is permitted to invest in a Fund.
2.9	“Purchase Period” is from 8 August 2025 to 30 November 2025.
2.10	“Sell Order” is an instruction from you to us to redeem units in the relevant Fund held in your relevant Yield Account on your behalf at the applicable net asset value per unit.
2.11	“Supported Payment Rail” means FAST, ACT, MEPS, SWIFT or ACH.
2.12	“Yield Account” refers to the Yield Account(s) you opened with AFT2 which enables you to purchase investments using your SGD or USD balance (as the case may be) in your Aspire Account.
2.13	“Yield Services” refers to the services provided by AFT2 to you.

3. Eligibility

3.1	This Promotion is only open to customers who:
	(a) received marketing communications about the Promotion from AFT2; (b) are incorporated in Singapore with a valid Singapore business registration certificate; and (c) Are eligible to open a Yield Account with AFT2.

4. Promotion Mechanics

4.1

Any customer who (i) transfers Fresh Funds to its Aspire Account during the Purchase Period via a Supported Payment Rail and include a transaction reference code in its transfer that states “Aspire Yield” (the “Transfer”); (ii) submits a Buy Order using such Fresh Funds within 15 calendar days of the Transfer; and (iii) does not make any Sell Order during the Promotion Period, may be entitled to receive a Cashback.

4.2

If a customer is not able to submit the Buy Order referred to in (ii) because it has either reached its Investment Limit or the Buy Order will cause the customer to reach its Investment Limit, such customer may need to wait for up to 2 business days for its Investment Limit to be increased/ lifted before it submits/ re-submits the Buy Order.

4.3

For illustration purposes:

A. Example where a customer will qualify for full Cashback

Example 1: Full retention of Fresh Funds

Date	Action
10 Aug 2025	Customer transfers SGD 10,000 to its Aspire Account via FAST with transaction reference code “Aspire Yield”
20 Aug 2025	Customer submits a Buy Order for SGD 10,000 through its SGD Yield Account
20 Aug 2025 to 31 Dec 2025	Customer does not submit any Sell Order

Outcome: Customer is eligible for Cashback

B. Example where a customer will qualify for partial Cashback

Example 2: Partial withdrawal of Fresh Funds

Date	Action
10 Aug 2025	Customer transfers SGD 20,000 to its Aspire Account via FAST with transaction reference code “Aspire Yield”
20 Aug 2025	Customer submits a Buy Order for SGD 20,000 through its SGD Yield Account
20 Aug 2025 to 31 Dec 2025	Customer submits a Sell Order of SGD 10,000

Outcome:

Eligible for Cashback amount which is equivalent to Service Fees charged on SGD $10,000 from 20 Aug to Dec 2025.

C. Example where a customer will not qualify for any Cashback

Date	Action
10 Aug 2025	Customer transfers SGD 10,000 to its Aspire Account via FAST with transaction reference code “Aspire Yield”
20 Aug 2025	Customer submits a Buy Order for SGD 10,000 through its SGD Yield Account
1 Oct 2025	Customer submits a Sell Order of SGD 10,000

Outcome: Customer is not eligible for any Cashback because the Customer redeemed Fresh Funds from the relevant Fund prior to 31 Dec 2025

D. Example where a customer will not qualify for any Cashback

Date	Action
1 Dec 2025	Customer transfers SGD 10,000 to its Aspire Account via FAST with transaction reference code “Aspire Yield”
5 Dec 2025	Customer submits a Buy Order for SGD 10,000 through its SGD Yield Account
5 Dec 2025 to 31 Dec 2025	Customer does not submit any Sell Order

Outcome: Customer is not eligible for any Cashback because the Customer did not transfer Fresh Funds during the Purchase Period

5. Cashback

5.1	The Cashback will be credited to your Aspire Account no later than one month after the end of the Promotion Period.
5.2	The Cashback will be forfeited if your Aspire Account is closed, terminated or suspended prior to the crediting of the Cashback to your Aspire Account.
5.3	If there is any mistake/ error in crediting the Cashback to your Aspire Account, AFT2 reserves the right to instruct Aspire to deduct the relevant amount from your Aspire Account and you hereby authorize Aspire to do the same.

6. General

6.1	AFT2 may, at any time and at its sole and absolute discretion, terminate, shorten or withdraw the Promotion and/or amend any of these Promotion Terms and Conditions (including but not limited to varying the promotional mechanics under this Promotion) without prior notice or reason, and all participants shall be bound by such amendments.
6.2	AFT2 reserves the right in its sole and absolute discretion to determine all matters arising out of or in connection with the Promotion, including whether a customer qualifies for the Cashback and/or the amount of Cashback, and AFT2’s decision shall be final and no appeal will be entertained.
6.3	AFT2 reserves the right to ban or exclude a customer from this Promotion if any fraudulent activities are detected.
6.4	In the event of any inconsistency between these Promotion Terms and Conditions and any marketing or promotional materials relating to this Promotion, these Promotion Terms and Conditions shall prevail to the extent of such inconsistency.
6.5	These Promotion Terms and Conditions are to be read together with the Master Services Agreement, the relevant Product Schedule(s), the Yield Services Agreement, Aspire’s and AFT2’s Privacy Policies and Acceptable Use Policies. In the event of any inconsistency between the Promotion Terms and Conditions and the other terms mentioned, the Promotion Terms and Conditions will prevail only to the extent of such inconsistency.
6.6	Save for any member of the Aspire Group, any person who is not a party to these Promotion Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of the Promotion Terms and Conditions.
6.7	These Promotion Terms and Conditions shall be governed by the laws of Singapore and each participant in this Promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore.

Disclaimer: Any investment product distributed by AFT2 is non-capital guaranteed and is not a deposit product. All investments are subject to investment risks, including the risk that you may lose all or part of your principal invested amount.

Aspire Singapore:

Yield Fresh Funds Promotion Terms and Conditions