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Aspire US <> Clerky Rewards Terms

 

Exclusive promotion for businesses referred via Clerky, Inc.

Effective Date: 17 April 2026

Offer

Benefit

Key Condition

Cash Bonus

$1,600

$20,000 minimum deposit held for 90 consecutive days in first 120 days from account opening

Card Cashback

3%

First $15,000 spend or 120 days from account opening (whichever first)

FX Reimbursement

Reimbursed Fees

Currency exchange fees on first $20,000 FX or 120 days (whichever first)

This offer is available exclusively to new Aspire business account customers referred through Clerky, Inc. and is subject to all conditions below. 

​​Important notice. AFT US LLC (trading as "Aspire") is not a bank. Banking and payment account services are provided by Column Bank, Member FDIC. Fees may apply see Aspire's Fees Page for details.


1. Eligibility Criteria

1.1 This promotion is open to new Aspire customers referred to Aspire by Clerky, Inc. (“Eligible Referrals”).

1.2 Applicants must apply for and successfully open a new Aspire business account during the promotional period.

1.3 Individuals or entities that previously held an Aspire account prior to the referral are not eligible.

1.4 Aspire reserves the right to verify eligibility and may request supporting documentation.


2. Offer 1: $1,600 Cash Bonus

2.1  To qualify, the account holder must deposit a minimum of $20,000 USD into their Aspire business account within 30 days of account opening.

2.2  The deposited balance of at least $20,000 must be maintained for 90 consecutive days within the first 120 days from account opening (“Qualifying Period”).

2.3  The $1,600 cash bonus will be credited to the account within 5 business days following the end of the Promotion Window.

2.4  The cash bonus is non-transferable and has no cash equivalent other than as stated.

2.5  Only one cash bonus is available per business entity. 

 

3. Offer 2: 3% Card Cashback

3.1 Eligible customers will receive 3% cashback on eligible card spend made using their Aspire business card during the Promotion Window.  The cashback applies to the first $15,000 of eligible card spend, or for the first 120 days from the date of account opening, whichever occurs first. 
3.2 Eligible spend means purchases made using the AFT Secured Commercial Card Card. Terms and conditions apply. See cashback policy here.  
3.3 Cashback will be calculated and credited to the account within 5 business days following the end of the Promotion Window. 
3.4  Standard Aspire card cashback rates (if any) do not apply cumulatively with this promotional rate during the Promotional Window. 

 

4.  Offer 3: FX Fee Reimbursement 

4.1 Eligible customers will receive a reimbursement of currency exchange fees incurred on foreign exchange (FX) transactions processed via their Aspire business account.
4.2 The reimbursement applies to FX transactions up to a cumulative total of $20,000 USD equivalent, or for the first 120 days from account opening, whichever occurs first.
4.3 FX transactions eligible for reimbursement include: currency exchanges between holding currencies, international transfers.
4.4 Reimbursements will be credited to the account within 5 business days following the end of the Promotion Window.   

 

5. Offer Period and Account Opening

5.1 This promotion applies to accounts opened from April 17, 2026 and is valid until the offer is withdrawn by Aspire.
5.2 All three offers may run concurrently from the date of account opening, each subject to its own conditions and limits.
5.3 Each offer window begins on the date the account is opened and approved by Aspire.

 

6. Reward Reversal and Account Closure

6.1 Aspire reserves the right to reverse, cancel, or claw back any reward (cash bonus, cashback, or FX reimbursement) credited under this promotion if: (a) the account is closed or becomes suspended or restricted before or after the reward is credited; (b) the reward was obtained through fraud, misrepresentation, or abuse of this promotion; (c) the account holder breaches these Terms or Aspire’s standard account terms; or (d) Aspire becomes aware of non-compliance with these Terms at any time.
6.2 Aspire reserves the right to reverse, cancel, or claw back any reward (cash bonus, cashback, or FX reimbursement) credited under this promotion if: (a) the reward was obtained through fraud, misrepresentation, or abuse of this promotion; (b) the account holder breaches these Terms or Aspire’s standard account terms; (c) a qualifying step is reversed after initially being met (e.g. the Minimum Deposit is withdrawn before the end of the Qualifying Period); (d) the account is closed or becomes suspended or restricted before or after the reward is credited; or (e) Aspire becomes aware of non-compliance with these Terms at any time.
6.3 Where Aspire determines that a reward is recoverable under this clause, Aspire will provide the account holder with written notice (which may be by email or in-app notification) at least 3 business days prior to any debit being executed, except where the recovery is required to prevent or address fraud, in which case Aspire may act without prior notice. By accepting these Terms and participating in this promotion, you provide advance authorisation for any such debit in accordance with applicable Electronic Fund Transfer Act requirements.

 

7. General Conditions

7.1 These terms and conditions should be read in conjunction with Aspire’s standard account terms and conditions and privacy policy, which continue to apply in full.
7.2 Aspire reserves the right to modify, suspend, or withdraw any element of this promotion at any time without prior notice, subject to applicable law.
7.3 Aspire may disqualify any applicant suspected of fraud, misrepresentation, or abuse of this promotion.
7.4 Offers are non-transferable and may not be combined with any other Aspire promotional offer unless expressly stated.
7.5 All reward credits, including the $1,600 cash bonus and promotional cashback, may be subject to applicable US federal, state, or local tax obligations. Aspire or its partner bank will issue an IRS Form 1099 or equivalent where required for rewards totaling $600 or more per calendar year. Participants must provide a completed IRS Form W-9 upon request; failure to provide such documentation may result in reward withholding at the applicable statutory rate. Customers are solely responsible for determining and fulfilling their own tax obligations. Aspire does not provide tax advice.
7.6 These Terms are governed by and construed in accordance with the laws of the State of Delaware. Any disputes shall be subject to the dispute resolution provisions in Aspire’s standard account terms, including any applicable arbitration clause.
7.7 These Terms are published in English. Any translation is for reference only; the English version prevails and will be used in any legal proceedings.
7.8 Aspire will process personal data in connection with this promotion in accordance with its Privacy Policy, available at https://aspireapp.com/us/tnc/privacy-policy.
7.9 For queries about this promotion, contact support@aspireapp.com .

 

8. Limitation of Liability

8.1 To the fullest extent permitted by applicable law, Aspire shall not be liable for any loss, whether direct or indirect, suffered as a result of: (a) an event outside Aspire’s reasonable control that renders the awarding of any reward impossible; (b) system outages or technical failures not caused by Aspire’s gross negligence or wilful misconduct; or (c) any participant’s failure to meet the qualifying conditions of this promotion.
8.2 Nothing in these Terms limits Aspire’s liability for fraud, gross negligence, or any other liability that cannot be excluded or limited by applicable law.

 

9. Definitions

9.1 Account opening date - the date on which Aspire formally approves and activates the customer’s business account.
9.2 Eligible card spend -  transactions processed via the Aspire business card, excluding categories listed in Section 3.3.
9.3 FX transaction - a payment or transfer involving a currency conversion processed through the Aspire platform.
9.4 Minimum Deposit: the $20,000 USD deposit required to qualify for the cash bonus under Section 2.
9.5 Promotional Window -  the 120-day period commencing on the account opening date.
9.6 Qualifying Purchases: eligible card transactions as defined in Section 3.